Insurance & Underwriting

Connecting digital asset capital to insurance and reinsurance markets.

A $695B market actively seeking new capital. Digital assets are an untapped source.

Capital Constraints

Reinsurance markets deploy $110B+ in alternative capital annually. Demand for new sources is institutional and growing.

Untapped Supply

Trillions in BTC and ETH earn fractional yields. Insurance premiums offer uncorrelated, USD-denominated returns.

Missing Infrastructure

Getting digital asset capital into insurance markets requires structured vaults, collateral coordination, and trusted counterparties. That's Symbiotic.

Symbiotic is the infrastructure that makes this possible.

Structured Vaults

Insurance partners access digital asset capital as committed reinsurance collateral, under defined terms and risk profiles.

Layered Risk

Coverage scales to $100M+ per protocol without any single party growing their balance sheet proportionally.

Automated Settlement

Premiums flow and loss events settle by contract. No delays, no intermediaries.

Nexus Mutual is live on Symbiotic today.

Nexus Mutual needed more underwriting capacity than their own balance sheet could support. Through Symbiotic, BTC and ETH holders act as reinsurers. Nexus takes 20% first-loss. Symbiotic stakers provide 80% second-loss capacity. The result: $100M+ in coverage capacity, with Nexus earning premiums and stakers earning yield.

Read the Full Case Study

Build coverage products that hold when claims arrive.

Smart Contract Coverage

Build insurance and reinsurance products on committed capital.

Protocol Insurance

Tail risk from protocol failures transfers to Symbiotic vaults as reinsurance capacity. Capital is committed for the duration of active policies.

Reinsurance Layers

Second-loss reinsurance capacity for primary insurance pools. A shared capital pool backstops correlated losses across protocols without concentrating risk on any single balance sheet.

Slashing Insurance

Validator slashing coverage backed by capital committed for full policy periods. Payouts execute automatically when slashing events occur.

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Build Insurance Infrastructure

Complete integration guides, API references, and architecture specifications.
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Bring Your Insurance Product to Symbiotic

Access smart contracts, migration scripts, and development tools.
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