Symbiotic Brings Instant Liquidity to Janus Henderson & NYLIM Funds on Centrifuge - $1.6B AUM →

Insurance

Expanding coverage capacity with underwriting backed by shared collateral.

Explore the Platform
Deeper cover for larger DeFi markets. Delegated reinsurance capacity lets insurers write more cover without carrying all the risk themselves.
Turn digital assets into premium-earning cover capacity. Capital providers back policies through Symbiotic and earn premiums from insurance demand.
Deeper cover for larger DeFi markets. Delegated reinsurance capacity lets insurers write more cover without carrying all the risk themselves.
Turn digital assets into premium-earning cover capacity. Capital providers back policies through Symbiotic and earn premiums from insurance demand.
Deeper cover for larger DeFi markets. Delegated reinsurance capacity lets insurers write more cover without carrying all the risk themselves.
Turn digital assets into premium-earning cover capacity. Capital providers back policies through Symbiotic and earn premiums from insurance demand.

A new model for funding and sharing risk.

Underwriting Capacity at Scale

Expand cover beyond the limits of a single balance sheet. Third-party collateral adds underwriting capacity while applications retain control over product design, pricing, risk assessment, and claims.

Risk Structured by Design

Isolate collateral by pool, product, or risk category, then configure tranches and loss waterfalls around each exposure. Capital providers choose opportunities aligned with their risk and return objectives.

Premiums From Insurance Demand

Turn digital assets into underwriting capacity for real insurance demand. Capital providers earn premiums while cover is active, and released collateral can support new policies.

Underwriting Capacity at Scale

Expand cover beyond the limits of a single balance sheet. Third-party collateral adds underwriting capacity while applications retain control over product design, pricing, risk assessment, and claims.

Risk Structured by Design

Isolate collateral by pool, product, or risk category, then configure tranches and loss waterfalls around each exposure. Capital providers choose opportunities aligned with their risk and return objectives.

Premiums From Insurance Demand

Turn digital assets into underwriting capacity for real insurance demand. Capital providers earn premiums while cover is active, and released collateral can support new policies.

A new model for funding and sharing risk.

Underwriting Capacity at Scale

Expand cover beyond the limits of a single balance sheet. Third-party collateral adds underwriting capacity while applications retain control over product design, pricing, risk assessment, and claims.

Risk Structured by Design

Isolate collateral by pool, product, or risk category, then configure tranches and loss waterfalls around each exposure. Capital providers choose opportunities aligned with their risk and return objectives.

Premiums From Insurance Demand

Turn digital assets into underwriting capacity for real insurance demand. Capital providers earn premiums while cover is active, and released collateral can support new policies.

Underwriting Capacity at Scale

Expand cover beyond the limits of a single balance sheet. Third-party collateral adds underwriting capacity while applications retain control over product design, pricing, risk assessment, and claims.

Risk Structured by Design

Isolate collateral by pool, product, or risk category, then configure tranches and loss waterfalls around each exposure. Capital providers choose opportunities aligned with their risk and return objectives.

Premiums From Insurance Demand

Turn digital assets into underwriting capacity for real insurance demand. Capital providers earn premiums while cover is active, and released collateral can support new policies.

A look inside the underwriting engine

Structure Capacity Around Each Risk

Capital providers deposit assets into Symbiotic vaults, where collateral can be isolated by pool, product, or risk category and structured into different risk tranches. The application defines cover products, pricing, and claims criteria.

The application assesses each exposure and determines the collateral required. Once sufficient collateral is committed through the relevant vault, cover becomes active and capital providers earn premiums.

When cover expires without a covered event, collateral can underwrite new policies. If a valid claim is approved, the relevant collateral can be slashed according to the application's rules and loss waterfall.

A look inside the underwriting engine

Structure Capacity Around Each Risk

Capital providers deposit assets into Symbiotic vaults, where collateral can be isolated by pool, product, or risk category and structured into different risk tranches. The application defines cover products, pricing, and claims criteria.

The application assesses each exposure and determines the collateral required. Once sufficient collateral is committed through the relevant vault, cover becomes active and capital providers earn premiums.

When cover expires without a covered event, collateral can underwrite new policies. If a valid claim is approved, the relevant collateral can be slashed according to the application's rules and loss waterfall.

A look inside the underwriting engine

Structure Capacity Around Each Risk

Capital providers deposit assets into Symbiotic vaults, where collateral can be isolated by pool, product, or risk category and structured into different risk tranches. The application defines cover products, pricing, and claims criteria.

The application assesses each exposure and determines the collateral required. Once sufficient collateral is committed through the relevant vault, cover becomes active and capital providers earn premiums.

When cover expires without a covered event, collateral can underwrite new policies. If a valid claim is approved, the relevant collateral can be slashed according to the application's rules and loss waterfall.

A look inside the underwriting engine

Structure Capacity Around Each Risk

Capital providers deposit assets into Symbiotic vaults, where collateral can be isolated by pool, product, or risk category and structured into different risk tranches. The application defines cover products, pricing, and claims criteria.

The application assesses each exposure and determines the collateral required. Once sufficient collateral is committed through the relevant vault, cover becomes active and capital providers earn premiums.

When cover expires without a covered event, collateral can underwrite new policies. If a valid claim is approved, the relevant collateral can be slashed according to the application's rules and loss waterfall.

Learn More About Insurance

Read Documentation

Scale Your Credit Product with Symbiotic

Speak to the Team

Learn More About Insurance

Read Documentation

Scale Your Credit Product with Symbiotic

Speak to the Team