Credit & Guarantees

Symbiotic turns digital asset capital into performance guarantees that make onchain credit possible.

$219M$0M

in active delegations

98.64%0.00%

on Symbiotic

Onchain credit needs enforceable guarantees. Now it has them.

Capital demand

Accredited operators, market makers, arbitrage desks, yield strategists, need access to working capital. The bottleneck isn’t demand. It’s the absence of enforceable guarantees.

Untapped collateral

Trillions in BTC and ETH sit passive. Posted as performance collateral, they unlock credit markets that couldn't exist without them.

Symbiotic makes credit obligations enforceable.

Performance Guarantees

Symbiotic vaults post digital asset collateral to guarantee operator performance. Yield generation is separated from credit risk. Stablecoin holders earn yield without taking on operator default risk. Stakers take that risk and earn premiums for it.

Automatic Enforcement

If an operator doesn’t repay, collateral slashes automatically. Enforcement is backed by both onchain mechanics and legal agreements between operators and vaults. Operators are contractually required to reimburse vaults if slashing occurs.

Isolated Risk

Each vault is dedicated to a specific operator. One default doesn’t cascade. Stakers choose which operators to back, diversify across them, and negotiate premiums accordingly. Slashing risk is real, up to 100% of posted collateral, mitigated through operator diligence, legal structuring, and diversification.

Cap is live on Symbiotic today.

Cap needed a way to let accredited operators borrow stablecoin reserves while guaranteeing holders are protected from losses. Through Symbiotic, stakers post collateral as performance bonds. Operators borrow, deploy into yield strategies, and pay premiums back to stakers. If an operator defaults, collateral slashes automatically to cover the shortfall. The result: operators get capital, holders are protected, stakers earn yield.

$140M+$0M+

Bedrock as delegator & operator

$1.79M$0.00M

Rewards Distribution = Real Borrower Demand

Read the Full Case Study

Build credit products backed by enforceable collateral.

Undercollateralized Lending

Third-party committed collateral guarantees borrower obligations. Defaults slash guarantor capital automatically. Lenders have recourse without a claims process.

Operator Credit Facilities

Operators borrow working capital against posted collateral. Repayment enforces at protocol level. Access scales with performance, not reputation.

Protocol Credit Lines

Revolving credit backed by committed collateral. Enforceable by code, not governance.

Borrower Guarantees

Collateral posts for the full loan duration. Lenders have recourse. Always.

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