Credit
Symbiotic turns digital asset capital into performance guarantees, powering capital-efficient institutional credit at scale.
A smarter way to borrow and underwrite.
Capital-Efficient Borrowing
Extend credit without requiring borrower-posted overcollateralization, so borrowers can deploy the full facility as working capital rather than tying up additional assets as security.
Yield From Real Credit Demand
Turn institutional borrowing demand into sustainable yield. Underwriters earn premiums by using assets such as BTC to back defined credit risks.
Defined, Isolated Risk
Back each borrower exposure with dedicated collateral, giving lenders stronger protection while enabling underwriters to choose, size, and price the risks they take.
Capital-Efficient Borrowing
Extend credit without requiring borrower-posted overcollateralization, so borrowers can deploy the full facility as working capital rather than tying up additional assets as security.
Yield From Real Credit Demand
Turn institutional borrowing demand into sustainable yield. Underwriters earn premiums by using assets such as BTC to back defined credit risks.
Defined, Isolated Risk
Back each borrower exposure with dedicated collateral, giving lenders stronger protection while enabling underwriters to choose, size, and price the risks they take.
A smarter way to borrow and underwrite.
Capital-Efficient Borrowing
Extend credit without requiring borrower-posted overcollateralization, so borrowers can deploy the full facility as working capital rather than tying up additional assets as security.
Yield From Real Credit Demand
Turn institutional borrowing demand into sustainable yield. Underwriters earn premiums by using assets such as BTC to back defined credit risks.
Defined, Isolated Risk
Back each borrower exposure with dedicated collateral, giving lenders stronger protection while enabling underwriters to choose, size, and price the risks they take.
Capital-Efficient Borrowing
Extend credit without requiring borrower-posted overcollateralization, so borrowers can deploy the full facility as working capital rather than tying up additional assets as security.
Yield From Real Credit Demand
Turn institutional borrowing demand into sustainable yield. Underwriters earn premiums by using assets such as BTC to back defined credit risks.
Defined, Isolated Risk
Back each borrower exposure with dedicated collateral, giving lenders stronger protection while enabling underwriters to choose, size, and price the risks they take.
A new model for institutional credit with Cap.
Cap scales capital-efficient institutional credit through Symbiotic. Borrowers access working capital without posting their own collateral, while underwriters earn premiums for backing their obligations. Committed collateral provides an enforceable backstop that protects cUSD holders.
$220M
Active Delegations
$1.97M
Rewards Distributed
A new model for institutional credit with Cap.
Cap scales capital-efficient institutional credit through Symbiotic. Borrowers access working capital without posting their own collateral, while underwriters earn premiums for backing their obligations. Committed collateral provides an enforceable backstop that protects cUSD holders.
$220M
Active Delegations
$1.97M
Rewards Distributed
A new model for institutional credit with Cap.
Cap scales capital-efficient institutional credit through Symbiotic. Borrowers access working capital without posting their own collateral, while underwriters earn premiums for backing their obligations. Committed collateral provides an enforceable backstop that protects cUSD holders.
$220M
Active Delegations
$1.97M
Rewards Distributed
A new model for institutional credit with Cap.
Cap scales capital-efficient institutional credit through Symbiotic. Borrowers access working capital without posting their own collateral, while underwriters earn premiums for backing their obligations. Committed collateral provides an enforceable backstop that protects cUSD holders.
$220M
Active Delegations
$1.97M
Rewards Distributed
The credit lifecycle, reimagined through Symbiotic.
Define and Back the Facility
Third-party committed collateral guarantees borrower obligations. Defaults slash guarantor capital automatically. Lenders have recourse without a claims process.
Fund and Deploy Capital
Once backing is in place, lenders fund the facility and the borrower draws working capital without posting its own collateral. Underwriters earn premiums for supporting the obligation.
Repay and Release Collateral
As the facility is repaid, capital returns to lenders and the allocated collateral is released. Predefined protections remain available throughout to support repayment if required.
The credit lifecycle, reimagined through Symbiotic.
Define and Back the Facility
Third-party committed collateral guarantees borrower obligations. Defaults slash guarantor capital automatically. Lenders have recourse without a claims process.
Fund and Deploy Capital
Once backing is in place, lenders fund the facility and the borrower draws working capital without posting its own collateral. Underwriters earn premiums for supporting the obligation.
Repay and Release Collateral
As the facility is repaid, capital returns to lenders and the allocated collateral is released. Predefined protections remain available throughout to support repayment if required.
The credit lifecycle, reimagined through Symbiotic.
Define and Back the Facility
Third-party committed collateral guarantees borrower obligations. Defaults slash guarantor capital automatically. Lenders have recourse without a claims process.
Fund and Deploy Capital
Once backing is in place, lenders fund the facility and the borrower draws working capital without posting its own collateral. Underwriters earn premiums for supporting the obligation.
Repay and Release Collateral
As the facility is repaid, capital returns to lenders and the allocated collateral is released. Predefined protections remain available throughout to support repayment if required.
The credit lifecycle, reimagined through Symbiotic.
Define and Back the Facility
Third-party committed collateral guarantees borrower obligations. Defaults slash guarantor capital automatically. Lenders have recourse without a claims process.
Fund and Deploy Capital
Once backing is in place, lenders fund the facility and the borrower draws working capital without posting its own collateral. Underwriters earn premiums for supporting the obligation.
Repay and Release Collateral
As the facility is repaid, capital returns to lenders and the allocated collateral is released. Predefined protections remain available throughout to support repayment if required.